You may be entitled to a vehicle finance refund
Check your eligibility in under 60 seconds
The Financial Conduct Authority (FCA) has confirmed that some vehicle finance agreements included commission payments that were not properly disclosed.
If you took out car, van or motorbike finance using Personal Contract Purchase (PCP) or Hire Purchase (HP), you could be owed money. Where a complaint is upheld, public estimates suggest average refunds are often in the hundreds of pounds per agreement, though the amount (if any) depends entirely on individual circumstances.
- Easy Check Process
- No Win, No Fee
- No VAT charged on our fees
Vehicle finance commission issues have been widely reported by:
Logos refer to media coverage of vehicle finance commission issues, not Beep Beep Claims.
Start your check now:
- Free eligibility check
- No obligation
- No impact on your credit score (soft search only)
- No VAT charged on our fees (often making us around 20% cheaper than many competitors)
- FCA-authorised claims service
Let’s Get Started
We can run some quick, no-obligation checks – all without even a phone call.
Let’s find out if you could be owed compensation...
Check My Agreements Now< 20%
We do not charge VAT on our fees, which can make our service around 20% cheaper than competitors who must add it.
£8 billion**
Reports suggest up to £8 billion may be owed to customers across the UK.
£1,750
£1,750 Potential average claim size per customer assuming 2.5 valid claims at £700 per claim
Why choose Beep Beep Claims?
Beep Beep Claims is a trading name of Simon Turner — an FCA-authorised Claims Management Company (FRN: 836407).
We’re a small, boutique claims service focused specifically on vehicle finance commission issues. That means you get clear explanations, no pressure, and direct access to a real person.
What you get with a boutique, founder-led service:
• FCA-authorised claims service (FRN: 836407)
• Founder-led and personally accountable
• Clear explanations in plain English — no aggressive sales tactics
• No win, no fee
• No VAT charged on our fees (often around 20% cheaper than VAT-charging competitors)
Regulators and the courts have found that certain undisclosed commission arrangements can make agreements unfair. Not every agreement will qualify, and outcomes depend on individual circumstances.
Frequently Asked Questions
It’s normal to have questions about vehicle finance commission issues and how the eligibility check works. Below are answers to the most common questions. If you’d rather speak to someone first, you can message Simon directly on WhatsApp.
Will this affect my credit score?
No. Our eligibility check uses a soft credit search only. This does not affect your credit score.
Do I have to proceed if I’m eligible?
No. There is no obligation. If we believe you may be eligible, we’ll explain your options first.
Can I complain myself instead?
Yes. You can complain directly to your lender or to the Financial Ombudsman Service (FOS) for free. Using Beep Beep Claims is completely optional.
What does the eligibility check involve?
You answer a few quick questions and, with your consent, we use a soft credit search via our data partner Valid8 to help locate historic vehicle finance agreements linked to you.
What happens after I complete the check?
If we believe you may be eligible, Simon will contact you personally to explain what it means and what your options are — including how to complain yourself if you prefer.
Why don’t you charge VAT?
Beep Beep Claims does not charge VAT on its fees, which can make our service around 20% cheaper than competitors who must add VAT.
What’s the Current FCA Pause on Complaints?
The FCA has paused the need for lenders to respond to complaints about discretionary commission arrangements until December 2025. However, customers can still lodge claims during this time, and acting early ensures you’re in the queue when responses resume.
Can I Claim on Behalf of Someone Who Has Passed Away?
Yes, you can make a claim on behalf of a deceased individual. Lenders will require a copy of the will and grant of probate to ensure any compensation is paid to the right person.
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